Social Security benefits for many retirees represent their largest financial asset, the income provides a foundation on which they can build a secure retirement. Many Americans decide to begin Social Security Benefits without any advice. Over the years there have been many changes in options for selecting the correct time to start benefits or switch benefits from your benefit as a spouse to your own Social Security benefit. Unfortunately, Social Security is a one time decision that many get wrong. Junkin and Co. understands the options now available through Social Security to select the best benefits and the optimal timing of them.